Oct 21 2010 Thursday, 10:00 am
Shopping hanya dengan Debit MasterCard!
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So I love to shop!
Sapa yang tak suka shopping?? Ado ado?
Huh berani angkat tangan kata tak suka shopping? If betul tak suka shopping, hahhahaha…moh ai banjer u makan aiskrim sambil I lecture you on nikmat dunia yang perlu kita hargai. Ko campaklah aku kat mana pun, kat pasar, kat supermarket, kat mall, kat Hong Kong, London, Jakarta mahupun Langkawi, akulah antara shopaholic yang tak pernah pulang bawak tangan kosong.
Sampaikan laki aku kata, kat Cyberjaya yang ada kedai kecik tu pun aku leh spent over RM100! Well….ai suka shopping youu!
Dah dengar Budget 2011 kan, kita nya market pun dah up up gitu, wah menariklah. Bila market naik, dan ada sesetengah items pun turun tax nya wahhhhhhhhhhh melompat ah kak merah. Sukernyaaa hai…tak sesia aku blogkan macam2 dalam RM nih, mana kita tau entah2 PM dan orang2nya membaca luahan perasaan kak merah yang bukan Rosmah ini gilakan handbags kan. Ngehhh!
Aku hari ni nak ajar korang sikit pasal financial. Nak shopping memang boleh, dapat lak aku nih kerja kat KLCC. It s like masuk mulut KLCC, jatuh ke dalam mulut shopping mall. Huh sapa tak suka.
Hari2 aku menebeng kat most of the designer boutiques, hari2 jugak aku boleh sesuka hati tayang muka kat any shops and outlets in KLCC.
I must say, proudly muka aku ni dah dikenali sangat dek most of the SAs in KLCC. Katanya dah 6 tahun pun keje kat KLCC ni kan.
Tu pun ko tak tengok bila aku jalan, kalau tak singgah dalam kedai pun, the SAs will just wave at me…hah gitu kan. Sometimes I do get special price too from the staff, free gift toksah cakap lah…melambak-lambak sampai aku lanting-lantingkan kat readers and family.
But one thing when you work in KLCC, manusia ramaiiiiiiiiiiinyaaaa. Nak Q for cash withdrawal kat ATM pun jinggut lah wei. Dengan manusia yang padat dalam KLCC tuh, walau berapa banyak pun ATM dibuka, tetap at least kena beratur panjang.
Tu pasal aku memang rasa annoys nak cucuk duit. I m not a type yang hari ni nak shopping, baru pi cucuk duit. Style aku, lam seminggu tuh aku cucuk few hundreds, then bila nak beli apa2 senang duit ada dalam tangan.
Tapi tu lah berbalik kepada nak kena Q. oh lotih.
So one day aku melepak kat CIMB Bank, nak masukkan duit ASB. I saw this Debit MasterCard, terus aku apply. Why why?
Coz I don’t want to carry the cash anymoreeeeeeeeeeeee!!
Tak sampai seminggu dapat card, yippiiiiiiiiii! So korang pun kena apply sama, tak kisahlah mana bank pun, as long as ko ada account kat bank tuh. So get the Debit MasterCard, rasanya takde extra charges pun untuk apply Debit MasterCard nih. Kalau CIMB tak charge, takkan bank lain pun charge jugakkan?
Senang citer, aku memang dah lama teringin nak ada Debit MasterCard nih lah…tapi tu lah, kena ada push by something baru terasa nak buat. Ini pun coz dok melanguk kat CIMB tunggu turn, hah tu yang immediately apply. Tak yah bagi apa2 pun, ko bagi IC jer, and sign situ. Tak sampai seminggu ko dapat the valuable Debit MasterCard.
So why kak red you suka nak pakai Debit MasterCard nih?
Macam ai cakap tadiklah, coz tak yah beratur sera sera…..sap sap soi je kita beli barang, as long as cashier tuh ada signage MasterCard. Takde kalu, angkatlah kaki 🙂 ada pro and contra jugak.
Kita boleh keep track the amount yang kita dah spent. Kalau kita agak2 duit ada dalam seribu je dalam account tuh, takkan ko nak pi menebeng kat Chanel nak bayar Classic Jumbo ko pulakkan? Yang tu ko kena ada koman2 13ribu lah dalam account ko.
Then sama jugak dengan konsep cash, kalau ko dah over budget, hah card tu takleh pakailah for that amount yang ko dah over budgetkan tuh.
Takde limit pun berapa ko nak letak dalam Debit MasterCard tu, boleh jugak dipakai di merata dunia. As long as ada signage MasterCard, ko dah selamat.
Ingat dulu aku pi Europe, kita pakai Debit MasterCard jugak, masukkan fund dalam account nih and kat sana kita bayar pakai Debit MasterCard jer, no hassle in handling lots of euros or pounds. Bawak cash bebanyak ni kan bahaya.
Kalau tadi aku cakap as long as ko nampak signage MasterCard, ko boleh pakai kan, so tak kisah di mana, supermarkets ke, fast food, cinemas or petrol kiosks pun boleh. Tapi arituh aku pi nengok wayang kat TGV, depa tak dapat nak accept the Debit MasterCard coz system diorang down. Lama giler pulak tuh, berminggu2 down nya. Apa barang TGV?
NOT JUST THAT!!
Kalau ko spend guna cash, ko tak leh dapat reward 🙂
yes yes, ada tricky part kat sini…
Kalau ko pakai Debit MasterCard, ada rewardddddddd….it s called “Charge & Stay”
Yang pastinya, the reward nih is sure-win one, and easy to get.
There’s a contest going on, not really contest lah, it’s a reward to all of you the Debit MasterCard users:
- Beli barang yang at least RM30 in 1 single receipt.
- Get at least 5 receipts from 5 different locations/shops
- So kira-kira ko spend dalam RM150 sahajalah kan. The more pun takper tapi at least single receipt tuh harganya lebih dari RM30 lah.
- Redeem your hotel stay in 2 ways:
a) Tunjukkan kelima-lima receipts tuh for instant redemption di Resorts World OneHub Office
ATAU
b) Mail in the 5 receipts to: Charge & Stay, PO Box 3373, 47509, Subang Jaya Selangor.
Itu ajer.
Additional Infos:
- Promotion period untuk dapatkan free hotel stay nih sehingga December 15, sudahpun bermula semenjak Oct 1st yang lalu (receipts sebelum Oct 1st tak laku yer)
- Redemption period pulak untuk instant redemption adalah dari Oct 15 hingga Dec 18th
- For mail in redemption pulak till Dec 31st 2010.
- All bookings korang kena buat 7 days sebelum check in and must utilise it by 10 March 2011.
- Hanya valid untuk Malaysia-issued Debit MasterCard, kalau ko buat kad nih kat Singapore ke Jakarta or London, sorry morry cannot wor.
- 5 receipts yang korang dah spent tuh, can enttile you to get 1 nite of hotel stay, bilik ajer yer.
- Multiple redemptions pun boleh, nak hantar sampai 100 receipts pun boleh means 20 redemption lah (20 kali duduk hotel) wah liau!
- TNC lain sila rujuk mastercard.com/sea
Zass your Debit MasterCard, at least RM30 in single receipt for 5 receipts….
This is what I spent to entitle me to get the free 1 nite hotel stay at Resorts World Genting:
- Zara Shirt
- Guardians
- Kedai mamak magazines surat khabar pun ada machine Debit MasterCard
- MAC
- Bodyshop
I brought the 5 receipts to 1 of these offices and wait for them to give me the hotel 1 nite stay 🙂
- Lower GF, Wisma Genting, 28 Jalan Sultan Ismail 50250 KL
- No 22 GF, Lorong Abu Siti 10400 Penang
- 11 Persiaran Greentown 8, Greentown Business Centre, 30450 Ipoh Perak
- 1F, GF Jalan Maju, Taman Maju Jaya 80400 Johor Bahru Johor
- No 2, GF, Block A, Wisma Nation Horizon Jalan Petanak, 93100 Kuching Sarawak
OR mail it to:
Charge & Stay, PO Box 3373, 47509, Subang Jaya Selangor.
Takde Debit MasterCard? Go apply one, takde monthly fees pun, dapat kad tu pun FOC jugak. Siap pun sekejap jer. Just dont forget to bring along your IC bila buat Debit MasterCard. By the way, the card is only applicable to those 18years old yer….anak2 remaja muda belia, korang tak leh spend lagik, itu kena ada supervision orang tua.
So what to shop today?
I dont have to worry on what to shop at all, but aku akan risau kalau fund dalam Debit MasterCard tu tak cukup, so always check your budget kay.
And the most important thing, to chase and get the hotel nite stay redemption! Ini korang kalau miss it, rugilah weii…………spend at least RM150 jer in 5 receipts, which totally barang2 ko, till December 15th, hantar to the right party and yadaaaaaaaaaa, dapat dok hotel semalam, valid March 2011.
Hebat worr! Buat aku lagi gila shopping ado ler!
Khidmat pesanan masyarakat Debit MasterCard is brought by Redmummy.com
shilazizi
Oct 21, 2010 @ 10:29:48
kak red, debit mastercard ni kena apply kat cimb je ke atau memane bank pun boleh? macam maybank guna visa. sama ke tu?
RedMummy
Oct 21, 2010 @ 10:42:31
@shilazizi,
di mana2 bank pun boleh
ada akak mention dalam entry nih
boleh jer yer, not just cimb
shilazizi
Oct 21, 2010 @ 11:50:54
@RedMummy, orait kak. tqvm. ni yg rase nk apply cepat2 ni.
asrulasmah
Oct 23, 2010 @ 16:14:18
@RedMummy, kak pilih cimb debit sbb colour merah
Nur Solehah
Oct 21, 2010 @ 10:37:55
Hubby sy kaki shopping terlampau.. memang letih kalau ikut dia shopping.. adesshh… :((
Nur Solehah recently posted..Adobe Photoshop SC3
LilyGrynn
Oct 21, 2010 @ 13:16:42
@Nur Solehah,
Wah ni dah kira kes terbalik nih! Biasanya kita org perempuan yg kaki shopping melampau2 ya tak?
LilyGrynn recently posted..Hujung minggu yg tak memberangsangkan
Nur Solehah
Oct 21, 2010 @ 15:30:23
@LilyGrynn, tu la pasal…. kalau dia shopping macam dah xada hari… dah la susah nak berkenan… :[
Nur Solehah recently posted..Adobe Photoshop SC3
yanie
Oct 21, 2010 @ 10:50:33
kak red..
debit mastercard ni xsama ke function dgn kad cucuk atm kta tu..sbb klau xsilap nk bli brg guna kad atm cimb tu je pn leh.sama cam debit kad jgk kn.
RedMummy
Oct 21, 2010 @ 10:59:27
@yanie,
ada shops tak boleh accept kad atm cucuk2 tu
so better terus apply debit mastercard
leh redeem lagik after beli belah dpt dok hotel 🙂
yanie
Oct 21, 2010 @ 11:09:57
@RedMummy,
oic..thanks so much..
rs nk g apply skang gak..huhu
adha
Oct 21, 2010 @ 11:39:21
waduh kak merah….ni dah kira shopping terlampau nie….hehe..bagus2
adha recently posted..Hari ni bertambahlah usiaku
tips-kurus
Oct 21, 2010 @ 11:40:36
kak RM,
memang ade PROs & KONs gune kad pastik bank tu.
‘Bukan jumlah PENDAPATAN yg anda dpt jd persoalan,
tapi BAGAIMANA anda belanjekannya!!- AKPK
huhuuuuu…..
tips-kurus recently posted..bakal Ibu Mertuaku
nasaoji
Oct 21, 2010 @ 11:49:40
ooo..konsepnya sama dengan kad debit visa maybank tu ek kak?..
kalu duit lam bank abis, guna tu, kiranya, ghupe kad kredt ek?..
RedMummy
Oct 21, 2010 @ 11:52:45
@nasaoji,
gomannya gitu lah
Tweets that mention CIMB Debit MasterCard | Pencinta Merah...The Red Lover...The Red Diva... -- Topsy.com
Oct 21, 2010 @ 11:54:05
[…] This post was mentioned on Twitter by Redmummy, Merpati Putih. Merpati Putih said: Shopping hanya dengan Debit MasterCard! http://bit.ly/aclDm4 via @redmummydotcom […]
salmia
Oct 21, 2010 @ 11:56:15
cop!
nak tanya ni, debit card tu kena buat account lain ke still sama dengan account lama atm card?
salmia recently posted..Contest – Hadiah apa ya untuk mak
RedMummy
Oct 21, 2010 @ 11:58:11
@salmia,
apply debit card jer
as long as kat bank tu u mmg dah ada either savings or current account will do
xana,
Oct 21, 2010 @ 11:59:24
kak red,
klu book flight boleh pakai debit mastercard gak ker cam kite guna credit card tuh?
xana, recently posted..Sticky post Dedicate to my followersyeahExercise
RedMummy
Oct 21, 2010 @ 12:32:34
@xana,,
emm
then receiptnya?
myra
Oct 21, 2010 @ 12:26:37
if 1 receipt da cecah rm150,acceptable x?ke kne ckup 5receipts gk?
RedMummy
Oct 21, 2010 @ 12:32:13
@myra,
takleh
kena 5 receipts gak in 5 diff shops/locations
Mama Hanim
Oct 21, 2010 @ 12:47:45
tq k.red.. bagus lah, nk apply gak rasanya..
Mama Hanim recently posted..9 Anak Buang Ibu Kuat Makan Ke Rumah Jagaan Orang Tua
balkidz
Oct 21, 2010 @ 13:04:23
Kak Red, untuk confirmkan sekali lagi,
sama la konsepnya dengan debit card maybank tue?
pastu nak apply nie harus ade previous background apply card credit ke? sbb sy ni student, jadi kalau konsepnya sama macam credit card takleh la apply.
kalau same cam debit card buleh la kot! 🙂
balkidz recently posted..– Its You oh! Kau-lah Orangnya! –
RedMummy
Oct 21, 2010 @ 13:07:21
@balkidz,
it s a debit card, totally
tak yah ler ada bckground cc langsung
janji ko ada account kat bank yang ko nak apply debit card nih
balkidz
Oct 25, 2010 @ 16:26:40
@RedMummy,
ok kak red. paham dah. thanks 🙂
balkidz recently posted..– Movie oh! RED –
qistynacorner
Oct 21, 2010 @ 13:13:11
huhu, kite ade visa debit card jer… public bank.. pastu kena lak annual fees… 24hengget lak tuh.. supp 12 hengget…teruk2…
huh, nk kena apply la neh, 😛
qistynacorner recently posted..myMetro Ubah kuota haji
LilyGrynn
Oct 21, 2010 @ 13:19:49
Masa mula2 keluar debit mastercard ni, I applied from Ambank. Tapi serius tak best langsung. Then tukar ke PB pulak. But then jarang2 guna kerana sentiasa guna cash. Tapi bila you start menyongsong2 cam ni, eh…teringin lak nak gi apply debit mastercard ni lagi sekali. Yang lama2 tu dah zass ke dalam tong sampah! 🙂
LilyGrynn recently posted..Hujung minggu yg tak memberangsangkan
yangbaik
Oct 21, 2010 @ 14:24:15
alahai cik Red, belum masa lagi untuk aye shoping moping neh…tgu… bajet baru… huhuhuu :love:
yangbaik recently posted..3 Tabiat Harta
RedReader
Oct 21, 2010 @ 14:30:57
akak….
PREGNANCY TEST?????
akak merah pregnant ker??????
yangbaik
Oct 21, 2010 @ 15:33:36
@RedReader, nampak ajer yek
jenuh aye carik… siap close up lagik… taraaaa… jumpa jugak… bijak2 🙂
yangbaik recently posted..3 Tabiat Harta
Anne
Oct 21, 2010 @ 15:01:41
i see the “sure & Quick Plus” pregnancy test too.. hari tu kan kak Red memang ada cerita pasal nak pregnant lagi.. serius la tu. 🙂
Anne recently posted..1st Hotz mama -cabutan amat bertuah
iffazainal
Oct 21, 2010 @ 15:19:09
@Anne, nyampuks jap.. tapikan, kalau preggy mana bleh pakai PB.. mmm, tapi mungkin preggy sbb pakai PB.. hehehehe.. 😉
iffazainal recently posted..Tarte – Amazonian Adventure Color Collection
mimie azimask
Oct 21, 2010 @ 15:43:41
@iffazainal, heheheh lepas nie kak red preggy la kot.. hehehehehehe kembar terus bb boy n gurl…
amin…..
mimie azimask recently posted..domino pizza
yangbaik
Oct 21, 2010 @ 17:34:32
@mimie azimask, amin!!!
hehehe kalo confirm preggy akak red kita tu stop la dulu pakai PB… :beurk:
yangbaik recently posted..3 Tabiat Harta
adzue
Oct 21, 2010 @ 15:32:59
kak red.
lemme guess, akak apply debit card tu pasal kaler dia merah kan? heheheheheh
anyways, thank you for the info. i thot nak apply al-rajhi debit card hari tu. ada cimb better kut.
mya
Oct 21, 2010 @ 15:34:43
saya dah ada dah. tapi maybank visa 😀
mya recently posted..Berposing Sekitar Kinabalu Pine Resort
mimie azimask
Oct 21, 2010 @ 15:42:48
akak tq so much for this entry.. baru call bank untuk tanya lebih lanjut and rupanya senang je.. yang ada sekarang pun leh jadi debit card but tak world wide sebab bukan master card.. tq kak again 😀
mimie azimask recently posted..domino pizza
haiqal
Oct 21, 2010 @ 23:34:25
Jap jap.Gua rasa gua nak beli satu lah.
Tapi persoalan ini selalu kat fikiran gua.Kalau kita guna card itu,but exceed limit.Contoh macam bayar guna kad tu beli barang berharga RM200,but kita just ada RM 100 dalam kad (Without knowing the balace at that time ),adakah transaksi itu batal?Ataupun kita boleh guna duit bank buat seketika?
haiqal recently posted..Sehari selepas 20102010
ellen
Oct 22, 2010 @ 11:06:31
Sis Red nak tya sket,
Apply CIMB Debit card tu tak boleh online ka?
TQ
ellen recently posted..ALL CLEAR- FeedMedic Alert for blogspot-AmFWe
RedMummy
Oct 22, 2010 @ 11:12:03
@ellen,
x boleh,
kena pi outlet terus
syima
Oct 22, 2010 @ 11:44:07
salam…wahh bestnye akak hehe…nnti lau da bnyk duit..nk try apply la hehehe 😀
eryati
Oct 22, 2010 @ 13:45:36
heheheh..macam ringan pulak dompet kita kan kak red..sebab bawak kad ti aje..ngeheheh…masuk pasar sayur bleh guna ker?
eryati recently posted..1st HotzMamaCabutan Bertuah
Rafy
Oct 22, 2010 @ 14:49:58
pkai kad ni kena ati2, orang macam saya ni kena pk budget gak =(
Rafy recently posted..‘KESIHATAN RAMBUT’
noorafzan
Oct 22, 2010 @ 18:52:32
RM, ada kena charge pape tak.
macam credit card kan kena charge RM50 setahun.
mana tahu..
noorafzan recently posted..Tips Perkahwinan – Pelamin Kreatif
RedMummy
Oct 22, 2010 @ 19:50:41
@noorafzan,
zelo zelo
cathj
Oct 22, 2010 @ 21:29:26
Oh yes.. aku pun lebih selesa pakai debit card je… ada isi baru boleh ‘carik’.. hehehehhe… tak ya bawa cash byk… 🙂
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eiela
Oct 22, 2010 @ 21:47:04
huish,,info bagus nih..ngeh3,,dah lama ku nantikannya,,xtau cmne nak apply, xtau mana yg bagus,,nak buka website bank baca satu-satu, MALAS,,zero charge ek. Thank you sharing Kak Red.
eiela recently posted..Tepuk Dada Tanya Selera Yang Tak Boleh Dipakai
FAIZ TAPIT
Oct 22, 2010 @ 22:07:37
Love this blog…
simple n nice…
teach me how to be a good blogger… =p
i’m new
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akubiomed
Oct 22, 2010 @ 22:41:32
Ada juga kebaikan debit kad tak payah bawa duit tebal-tebal. Dengan debit kad kita akan berbelanja secara berhemah berbanding kredit kad buat kita lupa diri
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Akma Azlin
Oct 23, 2010 @ 09:46:42
salam, kak Red.Bestnye shopping. Tapi skang kene jimat2lah nak beli umah
Akma Azlin recently posted..Hebatnya kereta Peugeot nih!
Shukri
Oct 23, 2010 @ 12:35:43
wah wah… sopping sakan makcik merah ni haha… donate sikit kat tabung saye la.. wkwkwkw
Shukri recently posted..IMCURTAIN MALWARE
Lyn Yusoff
Oct 26, 2010 @ 18:53:39
mmg selamat klu bawak debit card..
tak yah nak risau…
Lyn ade gak.. tpi maybank visa..
Lyn Yusoff recently posted..Ape Daaa!!!!
ida
Oct 28, 2010 @ 10:24:21
husband saya pernah ada debit card..tp ambank..masa mula2 keluar dulu…tp time tu mmg klkar pon ada, nak marah pon ada…duit ada lam akaun, tapi sumtime kad takleh pakai lak…sllu gak duit mmg xde lam akaun tu sbb mls nk topup coz kad asik takleh pakai kan..tp klo x topup, asik leh pakai jer..byk bulan kitorg pakai jer..mmg klo cek pon sentiasa ada baki lam tu..xtau la mana dpt duit tu….skrg kitorg xpakai dh kad tu…tah mana hlg…we prefer by cash or mbb & cimb atm kad jer..mn2 pon leh pakai kan…say no to credit card!