Sep 4 2009 Friday, 1:00 pm

PRUhealth – not for one day investment…

2nd advertorial on Prudential, please scroll down for my latest entries coz this is a special sticky mode entry.

Ingat ari aku dok menceceh pasal korang yang degil tak nak tukar fakta korang on taking the personal medical insurance kan? Ha mai kita sambung story balik. Aku kang menceceh pepanjang lam satu post korang pening jer nak baca. Alangkan kita nak borak kuor duit pasal insurans, korang kena dok sit down ngan aku, ha tetiba aku bley naik pangkat nih jadi Agent Insurans PRUhealth!

So my last point last week was talking bout sepasang kasut yang berharga RM100 dengan package insurans yang serendah RM100 jugak. Sama harga tapi kenapa membayar insurans lebih untung dari sepasang kasut.

Tu kalo kasut ko 100 hinggit, kalo make up berus sebatang dah kat 200 ringgit lagi lah ko kena doublekan insurans policy ko kan.

Macam ni lah skang korang dah tau yang kepentingan kita ada back up, selain medical benefits yang company korang kasi tuh (perlu diingat ada gak company hanya cover the staff but not the dependents)

Mereka yang amik the insurance ni sebab nya pasal depa concern on the rising of medical costs, seriously depa ni pikir long term sesangat. Pastuh depa nak hidup lam aman, so depa beli PRUhealth, mananya idak, kalau beli terus dpt coverage so kalau apa2 jadi depa tak yah nak pening pusing kepala kan. N so the final one is bcoz depa nak protect the family.

Me oso wanna protect my family.
I have 2 young kids. The younger umur you, specially bebudak, lagi murah monthly untuk kita bayar, minimum always go to RM100. Tp kalau dah tua belahak macam aku ni ha, camner nya. Mestilah lagi tinggi. Aternye napa aku degil tak nak start dari awal dulu.

So korang u got the picture already lah kan.  But today aku nak stresskan on kenapa aku maintain insurans aku dengan PRUhealth under Prudential.  Sebabnya PRUhealth helps to pay for the unexpected medical bills yang aku perlukan sesangat. Again, we do not what will happen in the future. Kemudiannya, kalaupun aku  healthy lady, kalau aku tak claim from my benefits of insurance tp aku still dpt rewards! A bonus!

Mak-mak cam kami bertiga ni memanglah sesangat pentingkan insurans for our kids. So apa2 jadi kat kami, or the kids, anak2 dah ada back up. Just in case kalau aku anak beranak tak pakai jugak all the claims, aku boleh convertkan to education. Ha bijak tak?

The higher plans yang aku amik say PRUhealth plan 200 aku boleh dapat higher bonus to RM300 annually. It sounds like cost of saving jugak, but always remember aku boleh redeem units in cash FOR ANY PURPOSE!.

Katalah anak2 ko memang tak pakai pun langsung the claim tuh, langsung! but still you can always convert it to PRUlik assurance plan or PRUlink education plan.

Ha sampai bila government nak sponsor kita, kang PTPTN abih yilek tarak, mano ko nak sokong duit utk pelajaran anak2 kita yang nak masuk universiti. Kot ada IPTA, pasnih buatnya semua kena bayoooooooooooo, this is the one yang korang kena sebat dan rembat.

We are the 9 bloggers covering the PRUhealth event (one blogger is not in the picture)

Pick PRUhealth! Lagipun you can always get the cover up to the age of 100 taun. Lama kauuu!

So kak red, kalau aku mati umur 40 taun, duit insurans aku dapat kat mana?

Dapat kat ko nya dependant lah, itu memang dah tersurat dalam ko nya borang insurans waktu ko isi, kot ko nak bagi kat aku pulak, molek gak 🙂

Sentiasa do the necessary medical check up to make sure wpun kita sudah ada insurans, kita boleh tambah2 lah policy insurance kita tuh. RM100 per month can make a difference to your next 10 years and 40 years.

Latest info on H1N1 since my son is one of the victims:

In view of the current development of the epidemic, Prudential has decided to extend the coverage to include hospitalisation expenses arising from H1N1 and its related conditions. So now, all the existing medical plans, including PRUhealth, cover H1N1.

my insurance is under Prudential, so korang…I may be a healthy lady today, but I m not sure whether my kids will be healthier like her mother, so be insured with PRUhealth !

Khidmat pesanan masyarakat Prudential is brought by Redmummy.com

Category: [ Ads, Nuffnang, Prudential ] 12

Aug 17 2009 Monday, 7:00 am

PRUhealth…for the life for the future…

sweetheart RM,

my sticky mode entry yeah this one, scroll down for the latest entries 🙂

Hold old are you?
I m 34 years old.
You pakai insurans apa?
Emm….takde, my company covers my medical.
I tot you nak jadi full time blogger kan? So kalau u dah quit from your permanent job, whats going to happen with your medical coverage?

!!!!

ai never tot of that.
Ok yes lah, kalau pun aku berenti, aku still ada Sirman yang ai can rely on. But we do not know what will happen in the near future. Kalau Sirman setia loyal with me, fine, ai still get my coverage from his current company. Tapi kalau dia tiada, how bout me?

My kids?
Camne aku nak survive?
Back to work??

wow….!
korang ada terpikir?

Aku terpinga2 bila Fiona Liao, Asst Director, Brand & Communications of Prudential was talking bout this issue to us. Ai tot to just tell you bout the good of having Prudential, but let me tell you a story, a true story of my insurance. Yes I do have it but I dont have any insurance yang coverage myself, me alone. Even kids.

Seorang lelaki Malaysia boleh survive sehingga mereka berumur 71 tahun dan seorang wanita pulak average lifespan adalah 76 tahun. Source was taken from the PruHealth.  Itu average fakta2 yang dah depa kumpulkan tp kalau dah nak mati esok lusa, takdenya nak tunggu 70 taun kan.

Hidup lama, yes orang2 Malaysia memang hidup lama mengikut fakta yang depa bagi lah but that doesnt mean kita pulak menjadi seorang healthier. In between tuh entah2 macam2 jenis penyakit kita leh dapat.

Ngan jenis pemakanan orang Malaysia with kari, nasi lemak, segala berkolestrol, the tarik nya sedap wuiii, cepatlah pulak dpt sakit jantung darah tinggi etcs. Kan kan kan????jangan nak temberang kalo korang tak tau fakta nih.bila pikir2, kot lah lagi 10 taun aku tetiba dapat breast cancer ke, dapat sakit jantung, camner. Sapa nak cover medical health aku?

Kerja dah berenti, fix income takdak. Harapkan duit blogging jer. Itupun kalo jadi jutawan dengan blogging takpo gak, so sapo nak bayo duit hospital aku???sakit pening kau, anak2 lagik. Ha mana nak korek? Korang nak bayo? Hahahahah sedara sendiri pun lari2 nak bayo hutang spital, inikan pulak kita yang tak besaudara.

My frens out there – medical care ni kita perlu ada, itu bukan utk aku ko sorang, ini untuk everyone! Semua orang kena ado! Duit bill spital jer dah makan beratus ribu kalau treatment kita yang macam chimo tuh. One glance je lah aku bg contoh, ko buat appendix surgery agak2 lah skang mbe ko bayo RM3000, tp lagi 20 taun, buatnya ko kena apendiks, bill ko akan jadi 20ribu ringgit msia. Ado duit nak bayo?

Kenapa orang tak nak amik insurans yek? Yes wpun ada coverage dari company tempat kerja ko tp apa jadik kalau ko kena retrenched?

Saya tahu bila saya tanya napa ko tak nak amik insurans for your own personal coverage gak…ko mesti nak jwb gini:

1.    Tempat aku kerja tu cover lah medical benefits.
2.    Aku sihat, tak perlukan insurans ni semua.
3.    Income tak cukup kuat lah kak nak membayo kat insurans, bukan dapat rebate claim pun on the dot.

Nuffnang team: Carol, Tim from Penang base, and Nicholas

Amboiiiiiiiiiiiii! Jawab ke main…
korang nak tau aku nak jawab apa kat korang?

Get yourself a PRUhealth insurance.

Why?

Let s talk bout it in my next post coz you gonna love reading it. But meantime, while waiting for my next story to be posted next week, come and study a bit the web that you can rely on, do some thinking and maths on the calculation.

Ringgo and Kennysia

Why pay RM100 for a pair of shoes yet you can pay for your monthly life insurance…

Khidmat pesanan masyarakat Prudential is brought by Redmummy.com

Category: [ Ads, Nuffnang, Prudential ] 29